Why Work with Team Benware at HomePlus Mortgage

Todd is a top-producing loan officer with over 29 years of experience originating loans and has helped thousands of clients in San Diego and throughout the United States secure home financing. His team will guide you through the process and make your experience as seamless as possible.



Whether you are a first-time homebuyer or a seasoned investor, customer service is the cornerstone of his business as he wants to be a valuable resource to you and your family by giving you the best possible advice, personalized service, and competitive rates.  



We also get the tough deals done that traditional banks cannot as we are able to Broker with other Institutions, Private Lenders, and Alternative Lending sources.



We can close your purchase loan Quickly! 8-15 Days 

Please contact me today to get Pre-Qualified for a new purchase or refinance transaction.                 

      

Todd Benware

NLMS#296558

Branch Manager, Mortgage Loan Originator 
858-922-0805 Direct

                       

         

Our clients love us – and so will you.
Zillow
5.0
Webb Henninger
April 18, 2023
on
Todd, Shell and Tyler made buying our first home easy
I recently had the pleasure of working with Todd and his exceptional team of mortgage professionals on securing a home loan. From the outset, Todd demonstrated his expertise and commitment to helping me secure the best mortgage rate possible. His team members, Shell and Tyler, were instrumental in making the process as smooth as possible. Shell was incredibly responsive and patient, taking the time to answer all my questions and ensuring I understood every aspect of the loan process. Tyler, on the other hand, went above and beyond by assisting me in raising my credit score, which ultimately led to securing a better rate. He was consistently available to call and offered valuable guidance. Thanks to their collective efforts, we were able to close within the tight 15-day window we required. I wholeheartedly recommend Todd and his team to anyone looking to purchase a home!
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Ethan Schaffer
April 6, 2023
on
Peace of Mind
Buying a home is the largest purchase most of us will make in our lifetime. To say it can be a daunting process is an understatement. I already had a lender set up but my realtor insisted I at least let Todd run the numbers and im glad I did. Todd got me a better rate and saved us thousands. He also was able to qualify us for a larger loan because of his experience and network of lenders. We were also confident that Todd and Shell would get our loan completed in the 21 days our terms were set for. That peace of mind was so valuable. Todd explained things in laymans terms and Shell was there for every question I had. If you are buying or looking for a refinance, reach out to this team and you will not be disappointed. 5 Stars!
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Jenn G
March 12, 2023
on
Todd & Shell were AMAZING!!
Would highly recommend working with Todd. Super straightforward and extremely helpful! Always accessible with any questions and definitely made the refi process very easy. Shell was an all-star too. She was SO helpful and very knowledgeable!!! Would definitely work with them on any mortgage, home purchases and refis:)
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keithdc1
March 3, 2023
on
Todd and his team did an amazing job. I am very pleased with the outcome of this loan.
This happened during a difficult time in the market and Todd and his team was able to get us the best rates. I still cannot beat the interest today. Excellent work by everyone to make this happen.
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Gabriel Valdez
February 28, 2023
on
5 Stars for the Todd Benware Team!
I have been working with Todd and his team since 2012 after going through a challenging divorce and all while trying to find a home in a very competitive Real Estate Market in Orange County, California. Todd combed through a variety of products to find the ideal loan that helped me get into a loan at that particular time in my life. Since then, I have worked with Todd on multiple other Loans, Refinances, construction loans and HELOCs in both California and Colorado. He and his team are super responsive and extremely professional. I am grateful to Todd for always exploring all the loan options and to always find the proper product to meet my needs. He definitely puts his customers first. His administrative team are likewise a bunch of rock stars to include Shell. I enthusiastically recommend Todd Benware for your future loan needs. --Gabe V
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Denise
February 28, 2023
on
Todd is very professional and patient
Todd was professional and patient. He answered all of my questions and supported me the entire time. I will recommend him to all my friends and family. Todd and his team went over and beyond to make my refinance easy and successful.
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Diana H.
February 28, 2023
on
Thank you, Todd & Shell!!
My husband and I were recommended Todd and his team to help us with our loan in the state of Nevada. Shell was assigned to us and I was so happy to have her help. She was very communicative, and without fail, she'd respond to me promptly which calmed my nerves! They also helped us work through some special situations, where I knew they were working to get us the best deal possible. Shell went above and beyond my expectations and made our situation better because of it. I will happily recommend Todd and Shell to friends looking for a knowledgeable lender.
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Linda
February 22, 2023
on
Todd Benware of HomePlus Mortgage - Highly Recommend!
Todd was recommended to me by my real estate broker. From the beginning he showed exemplary professionalism in handling my loan. He was attentive, straight forward, and very helpful in explaining the process from start to finish. He and his team of Shell and Tyler made the process efficient, and trouble-free resulting in the lowest possible interest rate loan. I couldn't have asked for a better experience. HomePlus Mortgage made me feel like I was one of their top clients!
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