Legal Disclaimer

LICENSING INFORMATION:

Arizona Mortgage Broker License # 0944131.

California – DRE Real Estate Corporation License # 01426454, performing activities for which a license is required.

Colorado Mortgage Company Registration # 78669. Colorado Responsible Individual Philip Pizzino #100023413 (Regulated by the Division of Real Estate).

Florida Mortgage Broker License # MBR570.

Idaho Mortgage Broker/Lender License # MBL-2080078669.

Montana Mortgage Broker License # 78669.

Oregon Mortgage Lending License # ML-5786.

Tennessee Mortgage License # 78669.

Texas – SML Mortgage Company License # 78669 (6565 N. MacArthur Blvd. Suite 225, Dallas, TX 95039).

Washington Mortgage Broker License # MB-78669.

Disclaimer: Nothing on this website shall be considered to be a solicitation to do business or any activity requiring a real estate license or mortgage broker license in any State in which HomePlus Corporation is not licensed.

GOVERNMENT HANDBOOKS:

Adjustable Rate Mortgage

Home Equity Loan

Home Loan Purchase

Your Home Loan Toolkit: A Step-by-Step Guide

CALIFORNIA:

Licensed by the California Department of Real Estate (CA.D.R.E.). CA. D.R.E. License number 01426454. We may provide credit information about your account to our affiliates from time to time. This information may be used to qualify you for other credit offers. Married persons may apply for a separate account.

The Housing Financial Discrimination Act of 1977, California Fair Lending Notice:

It is illegal to discriminate in the provisions of or in the availability of financial assistance because of the consideration of:

1. Trends, characteristics or conditions in the neighborhood or geographic area surrounding a housing accommodation, unless the financial institution can demonstrate in the particular case that such consideration is required to avoid an unsafe and unsound business practice; or

2. Race, color, religion, sex, marital status, domestic partnership, national origin or ancestry.

It is illegal to consider the racial, ethnic, religious or national origin composition of a neighborhood or geographic area surrounding a housing accommodation or whether or not such composition is undergoing change, or is expected to undergo change, in appraising a housing accommodation or in determining whether or not, or under what terms and conditions, to provide financial assistance.

These provisions govern financial assistance for the purpose of the purchase, construction, rehabilitation or refinancing of a one-to-four unit family residence occupied by the owner and for the purpose of the home improvement of any one-to-four unit family residence.

If you have any questions about your rights, or if you wish to file a complaint, contact the management of this financial institution or the Department of Real Estate at one of the following locations:

CA Department of Real Estate
320 West 4th Street, Suite 350, Los Angeles, CA 90013-1105
1350 Front Street, Suite 1063, San Diego, CA 92101-3608
1515 Clay Street, Suite 702, Oakland, CA 94612-1462
2550 Mariposa Mall, Suite 3070, Fresno, CA 93721-2273
1651 Exposition Boulevard, Sacramento, CA 95815

TEXAS:

Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete and send a complaint form to the Texas Department Of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.Sml.Texas.Gov.

A toll-free consumer hotline is available at 1-877-276-5550.

The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.Sml.Texas.Gov.

Texas Borrowers Only – Consumer Complaint and Recovery Fund Notice

Equal Housing Opportunity Lender:

HomePlus Corporation conducts business in accordance with Federal Fair Lending Laws. UNDER THE FEDERAL FAIR HOUSING ACT, IT IS ILLEGAL, ON THE BASIS OF RACE, COLOR, NATIONAL ORIGIN, RELIGION, SEX, HANDICAP, OR FAMILIAL STATUS (HAVING CHILDREN UNDER THE AGE OF 18) TO:

* Deny a loan for the purpose of purchasing, constructing, improving, repairing or maintaining a dwelling or to deny any loan secured by a dwelling; or

* Discriminate in fixing the amount, interest rate, duration, application procedures, or other terms or conditions of such a loan or in appraising property.

IF YOU BELIEVE YOU HAVE BEEN DISCRIMINATED AGAINST, YOU SHOULD SEND A COMPLAINT TO:

Assistant Secretary for Fair Housing and Equal Opportunity, Department of Housing and Urban Development, Washington, DC 20410.

For processing under the Federal Fair Housing Act AND TO:

Federal Deposit Insurance Corporation, Consumer Response Center, 1100 Walnut St., Box #11, Kansas City, MO 64106

Equal Credit Opportunity Act Fair Lending Notice:

HomePlus Corporation acts in accordance to the Equal Credit Opportunity Act (ECOA) prohibiting creditors from discriminating against any person ins regard to race, color, religion, national origin, sex, handicap, age (provided applicant has the capacity to enter into a binding contract), or familial status. The Federal Agency that administers compliance with this law concerning this company is the Federal Trade Commission, Equal Credit Opportunity, Washington DC 20580.